California Property & Casualty Insurance Prelicensing Course
Master key P&C concepts—homeowners, auto, liability, commercial insurance, and more to pass your state exam with confidence.
Fast-track your insurance career today!
Pass the Property & Casualty Exam with Confidence
This course covers all required topics for the California P&C licensing exam, including homeowners, auto, liability, and commercial insurance. Courses include:
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Complete Study Guide – Covers all P&C topics required by the state exam.
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Practice Exams – Simulated tests to help you pass the first time.
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Expert Insights – Learn real-world applications of P&C insurance.
Choose the Right Course for You:
Property & Casualty + Ethics Bundle ($89) – Includes the full Property & Casualty prelicensing course plus the required 12-hour Ethics course.
Property & Casualty Course (No Ethics) ($79) – For agents who already hold a California license and do not need to repeat Ethics.
Want More Than Just the Course?
Our Smart Prep Platform takes your licensing prep to the next level.
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Complete Course Access—Complete coverage of California DOI Property & Casualty prelicensing exam objectives.
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AI-Powered Testing Hub—Build custom practice exams, see where you’re weak, and get instant study advice.
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Pass Readiness Score—Know exactly when you’re ready for the state exam.
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One-Stop Solution—Both the course and testing system together in one package.
The Smart Prep course is $299 and includes both the full course and unlimited access to the testing platform.
Most students who use Smart Prep finish faster, retain more, and feel confident on test day.
Many schools charge $150+ for the same California DOI exam-objective coverage. Don’t overpay for your license.
2026 Update
2026 California Licensing Update
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No more required hours. Starting January 1, 2026, California removed the requirement to complete a specific number of prelicensing hours for Property & Casualty. That means the old “40-hour” and “52-hour” hour counts are not a state requirement anymore.
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The exam is the same. The California licensing exam is not changing, so the topics and state objectives still matter.
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Ethics is still required. You still must complete 12 hours of Ethics and California Insurance Code before the California Department of Insurance can issue your license.
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Need help figuring out what you need? Call or text 818-455-3879 or email support@gtaexamprep.com and we’ll tell you exactly what applies to your situation.
Our P&C course is built to the California CDI License Examination Objectives, so you know exactly what to study for the state test
Property & Casualty + Ethics Bundle
Includes the full P&C course plus the required 12-hour Ethics course.
Topics Covered on the Property & Casualty Exam
Below is a breakdown of the key topics covered in the California P&C licensing exam:
General Insurance & Ethics
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Basic insurance principles and contract law
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California Insurance Code and agent conduct
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Market regulation and fair claims practices
Property Insurance
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Homeowners, dwellings, fire, and earthquake
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California FAIR Plan and mitigation rules
Casualty Insurance
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Personal liability, auto, umbrella
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Workers’ compensation and liability coverages
Personal Lines Insurance
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Auto, homeowners, inland marine, umbrella
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Flood, earthquake, and personal risk exposures
Commercial Insurance
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Commercial property and liability
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Businessowners policy (BOP)
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Commercial auto and professional liability
Pet Insurance and Farm Insurance
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Coverage options for domestic animals
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Exclusions, claims, and limitations
Start Your Insurance Career Today!
Get access to the full Property & Casualty Exam + the 12-Hour Ethics course for only $89.
Property & Casualty Course (No Ethics)
Already have a Life & Health insurance license? This course covers only Property & Casualty topics, so you can skip the 12-hour Ethics training and focus on what you need to pass.
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Comprehensive P&C Training – Covers all California DOI Property & Casualty exam objectives
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Exam Prep & Practice Tests – Real-world questions to help you succeed.
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100% Online & Self-Paced – Study when and where it’s convenient for you.
Already Licensed in Life & Health?
Complete Your Licensing –
Start P&C License Training Today!
Get access to the Property & Casualty Course (No Ethics) for only $79.